Trust. Integrity. Together.

Parent company of Medicare Advisors of Ohio


We provide assistance beyond Medicare with important decisions relating to the following planning options:


Life Insurance Planning

Only 3 out of 10 people believe they have enough life insurance.

Estate Planning

Understand the importance of protecting your family’s financial future.

Long-term Care Planning

Long term care planning is not for the person needing care but for the family who will take care of the person needing care.

Medicaid LTC Planning

Find out how you can protect assets and qualify for LTC Medicaid sooner.

Pre & Post Retirement Planning

A strong financial foundation is the key to a good retirement plan.


Conservative Investment Planning with Fixed Annuities

40% of retirees are concerned about running out of assets.

Lunch and Learn Seminars for Small Businesses/CPA Firms/P&C Agencies

We can educate and feed employees/clients on any of the above topics at no cost to the employer.

Want More Information?

For more information about these planning services or other questions please call us at 330-552-4111 and ask for Ray Gniazdowski, Senior Advisor or email Ray at

A family crisis only exists because there was the lack of proper planning. Don’t wait for your family crisis to catch you off guard. Call or email Ray today.

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